Blue Shield
Blue Shield offers both HMO and PPO health plans. Each type of plan offers distinct advantages. Read about them below. Call Global Health Insurance Marketing at (866) 839-9584 or apply online. (The application process takes about 20 minutes regardless).
HMO Plans
Advantages of HMO health plans include:
- Lower out-of-pocket expenses
- No lifetime maximum
- Lower office visit co-pays
- Lower hospital deductibles
- Virtually no claim forms
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PPO health plans
Advantages of HMO health plans include:
- Freedom to visit preferred or non-preferred doctors and specialists
- The ability to go to any network specialist without a referral
- Choice of plans with or without a medical plan deductible
- When network providers are used, lower out-of-pocket expenses than when non-network providers are used.
- Ability to establish a Health Savings Account with our Shield Spectrum PPO Savings Plan 2400/4800 and 4000/8000
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